Law Office of Cathleen A. Gulledge, LLC, lawyers in Wichita, KS, Kansas

Medicare - Supplemental Health Insurance - When Can I Buy a Medigap Policy and How Much Will It Cost?

Medigap policies, sold by private insurers to supplement the coverage provided under the Medicare Original Plan, provide valuable health care coverage to many elderly Americans. Coverage for these policies is mandated by law, depending on the policy designation, lettered "A" through "J." "A" policies provide the least benefits, and "J" policies provide the most inclusive coverage. By understanding the best time to buy a policy, as well as the ways in which policies are priced, beneficiaries can maximize these benefits.More...

Insurance - Long-Term Care - Gatekeepers

Some of the most important features of a long-term care insurance policy are the provisions relating to gatekeepers. Gatekeepers are the individuals who decide extremely important issues, such as whether a person is eligible to buy coverage and whether a policyholder's placement in long-term care is warranted.More...

Medicare - Supplemental Health Insurance - Methods, Other than Medigap Policies, to Pay Health Care Costs

While Medicare pays the majority of the cost of health care for most elderly Americans, it does not cover some services, such as procedures that are not medically necessary, deductibles, and copayments. A Medigap policy is designed to fill in these gaps in coverage.More...

Income Eligibility for Medicaid

Medicaid programs offer assistance to needy persons who cannot afford to pay for their medical care. The federal and individual state governments jointly administer Medicaid. While federal statutes and regulations provide the template, each state establishes its own methodology for administering its Medicaid program.More...

Employment - Veterans - How Federal Jobs Are Filled and How To Find a Federal Job

The manner in which a federal job is filled and the hiring benefits accorded to a veteran depend upon the type of job offered and the manner of appointment to the job. For this reason, it is critical that veterans who wish to take advantage of veterans' preference laws understand both how federal jobs are filled and how they should go about finding a federal job.More...